LPA Guide
Who Can Override a Power of Attorney?
The donor, the Court of Protection and the Office of the Public Guardian all have the power to override or challenge a Lasting Power of Attorney in certain circumstances.
This guide explains who can challenge an LPA, when they can do so, and what the process involves.
Who Can Override a Power of Attorney?
Here is a clear breakdown of each party and whether they have the power to override an LPA.
The Donor (the person who made the LPA)
Can overrideWhile the donor still has mental capacity, they can revoke the LPA at any time — for any reason.
How: The donor must notify the Office of the Public Guardian and all attorneys in writing. A solicitor can prepare a Deed of Revocation.
The Court of Protection
Can overrideThe Court can revoke an LPA, remove an attorney, or make a specific decision if an attorney is acting improperly, outside their authority, or against the donor's best interests.
How: Any concerned person — including family members, the OPG, or a healthcare professional — can apply to the Court of Protection. Legal advice is strongly recommended.
The Office of the Public Guardian (OPG)
Can overrideThe OPG can investigate complaints about attorneys and can apply to the Court of Protection to revoke an LPA if there is evidence of abuse or misuse.
How: Concerns about an attorney can be reported to the OPG directly. The OPG has powers to investigate and refer matters to the Court of Protection.
Other attorneys (joint attorneys)
Cannot directly overrideWhere attorneys are appointed jointly, all must agree on decisions. One attorney cannot override another — if they cannot agree, the matter may need to go to the Court of Protection.
How: If joint attorneys cannot agree, either can apply to the Court of Protection for a ruling on the specific decision.
Family members
Cannot directly overrideFamily members have no automatic right to override an attorney's decisions, even if they disagree. However, they can raise concerns with the OPG or apply to the Court of Protection.
How: If you believe an attorney is acting improperly, contact the OPG or seek legal advice about applying to the Court of Protection.
Healthcare professionals
Cannot directly overrideHealthcare professionals must follow the decisions of a Health & Welfare attorney, provided those decisions are within the scope of the LPA and in the donor's best interests. However, they can raise concerns with the OPG or Court of Protection.
How: If a healthcare professional believes an attorney is not acting in the donor's best interests, they can refer the matter to the OPG or apply to the Court of Protection.
The Legal Framework for Overriding a Power of Attorney
A Lasting Power of Attorney (LPA) is a legal document made under the Mental Capacity Act 2005 that allows a person (the donor) to appoint one or more attorneys to make decisions on their behalf. There are two types: a Property and Financial Affairs LPA, which covers financial decisions, and a Health and Welfare LPA, which covers personal care and medical decisions. Both must be registered with the Office of the Public Guardian (OPG) before they can be used.
The Mental Capacity Act 2005 sets out the legal framework within which attorneys must operate. Attorneys are required to act in the donor's best interests at all times, to consider the donor's past and present wishes and feelings, and to take into account the views of family members and carers where relevant. An attorney who fails to meet these obligations can be removed by the Court of Protection.
The Court of Protection's Powers
The Court of Protection is a specialist court that deals with matters relating to people who lack mental capacity. It has wide powers to supervise and control attorneys acting under an LPA. The Court can revoke an LPA entirely, remove an individual attorney and appoint a replacement, make a specific decision that the attorney is unable or unwilling to make, and appoint a deputy to manage the donor's affairs where no LPA exists.
Applications to the Court of Protection can be made by any person with a sufficient interest in the donor's welfare — including family members, healthcare professionals, social workers, and the OPG itself. The Court will consider all relevant evidence before making an order. In urgent cases, the Court can make interim orders to protect the donor while the full application is heard.
The Office of the Public Guardian
The Office of the Public Guardian (OPG) is the government body responsible for registering LPAs and supervising attorneys and deputies. The OPG has powers to investigate concerns about attorneys and can apply to the Court of Protection to revoke an LPA where there is evidence of abuse or misuse. Concerns about an attorney can be reported to the OPG by telephone (0300 456 0300) or online at gov.uk.
The OPG maintains a register of all registered LPAs. Anyone can search the register to check whether a particular LPA exists and whether it has been revoked. This is useful where there is uncertainty about whether an LPA is valid or has been superseded by a later document.
Challenging the Validity of an LPA
An LPA can be challenged on the grounds that it was not validly made — for example, because the donor lacked mental capacity at the time of signing, because the donor was subject to undue influence or fraud, or because the formal requirements for execution were not met. Challenges to validity must be made to the Court of Protection and require evidence to support the grounds of challenge.
Where an LPA is challenged, the Court may order that it be suspended pending investigation, or may appoint an independent expert to assess the donor's capacity at the relevant time. Legal advice is strongly recommended before making or defending a challenge to an LPA.
Revoking an LPA While the Donor Has Capacity
While the donor retains mental capacity, they can revoke an LPA at any time and for any reason. Revocation is effected by a written notice (a Deed of Revocation) served on the OPG and all attorneys. The OPG will then cancel the registration of the LPA. A solicitor can prepare the Deed of Revocation and ensure the revocation is properly effected.
It is important to note that making a new LPA does not automatically revoke an earlier LPA. Both documents will remain valid unless the earlier one is formally revoked. Where a donor wishes to replace an existing LPA with a new one, they should revoke the old LPA at the same time as executing the new one.
Warning Signs of LPA Misuse
If you are concerned that an attorney is misusing their powers, look out for these warning signs.
Large or unexplained withdrawals from the donor's bank accounts
The donor's assets being transferred to the attorney's own accounts
The donor being isolated from family and friends
The donor's care needs not being met despite sufficient funds
The attorney making decisions the donor would not have wanted
The attorney refusing to account for how money has been spent
The donor expressing fear or distress about the attorney
Unexplained changes to the donor's will or other documents
If you suspect LPA misuse: Contact the Office of the Public Guardian on 0300 456 0300 or report concerns online at gov.uk. In urgent cases, contact the police. A solicitor can advise on your options and help you make an application to the Court of Protection if necessary.
Frequently Asked Questions
Who can override a Lasting Power of Attorney in the UK?
The main parties who can override or challenge an LPA are: the donor (while they still have capacity), the Court of Protection, and the Office of the Public Guardian. Family members and healthcare professionals cannot directly override an attorney's decisions, but they can raise concerns with the OPG or apply to the Court of Protection.
Can a power of attorney be revoked?
Yes. While the donor still has mental capacity, they can revoke an LPA at any time by notifying the OPG and all attorneys in writing. A solicitor can prepare a Deed of Revocation. Once the donor has lost mental capacity, only the Court of Protection can revoke an LPA.
Can the Court of Protection override a power of attorney?
Yes. The Court of Protection has the power to revoke an LPA, remove an attorney, or make a specific decision if an attorney is acting improperly, outside their authority, or against the donor's best interests. Any concerned person can apply to the Court of Protection.
Can a family member challenge a power of attorney?
Family members cannot directly override an attorney's decisions, but they can raise concerns with the Office of the Public Guardian (OPG) or apply to the Court of Protection. If there is evidence that an attorney is abusing their position or acting against the donor's best interests, the OPG can investigate and refer the matter to the Court.
What happens if an attorney misuses a power of attorney?
Misuse of an LPA is a serious matter. An attorney who misuses their powers can be removed by the Court of Protection, and in serious cases may face criminal prosecution for financial abuse. If you suspect an attorney is misusing an LPA, contact the OPG immediately or seek legal advice.
Can an attorney make gifts under a power of attorney?
An attorney under a Property & Financial Affairs LPA can make gifts on the donor's behalf, but only within strict limits — customary gifts (such as birthday or Christmas presents) of a reasonable value, and charitable donations the donor might have made. Larger gifts require Court of Protection approval. Attorneys who make unauthorised gifts can be removed and prosecuted.
Can a power of attorney be challenged after the donor has died?
Once the donor has died, the LPA ceases to have effect. However, if an attorney misused the LPA during the donor's lifetime, the estate's executors or beneficiaries may be able to bring a civil claim against the attorney for any losses caused.
What is the difference between revoking and challenging an LPA?
Revoking an LPA means cancelling it entirely — this can only be done by the donor (while they have capacity) or the Court of Protection. Challenging an LPA means disputing its validity — for example, arguing it was made under undue influence or when the donor lacked capacity. Both routes involve the OPG and potentially the Court of Protection.
Can I make a new LPA to replace an old one?
Yes. If you still have mental capacity, you can make a new LPA at any time. Making a new LPA does not automatically revoke the old one — you should formally revoke the old LPA at the same time to avoid confusion. A solicitor can advise on the correct process.
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