Residential Conveyancing · Transfer of Equity
Part of our wider Residential Conveyancing services
Transfer of Equity
Adding or removing someone from a property title involves legal complexity that goes beyond a standard conveyancing transaction. We will explain this before you commit.
Common reasons include relationship breakdown, adding a partner, removing a co-owner, or restructuring ownership for tax or estate planning purposes. Each situation is different and requires careful legal advice — not a one-size-fits-all approach.
No obligation — talk through your options first.
What is a transfer of equity?
A transfer of equity is the legal process of changing the ownership of a property — adding a new owner, removing an existing owner, or both. It is not the same as buying or selling a property, and it involves different legal considerations that require specialist advice.
Adding a co-owner
Adding a partner, spouse, or family member to the title. This may have implications for your mortgage, stamp duty, and future ownership rights. We will explain these before you commit.
Removing a co-owner
Removing a co-owner — often following a relationship breakdown or divorce. This typically requires the consent of any mortgage lender and may involve a remortgage.
Mortgage implications
If there is a mortgage on the property, your lender's consent is required for any transfer of equity. We liaise with your lender as part of the process.
Stamp Duty Land Tax
SDLT may be payable on a transfer of equity depending on the circumstances — including whether any mortgage is being taken on. We will advise you on this before you commit.
This is not standard conveyancing
Transfer of equity transactions are intentionally handled separately from standard buying and selling. The legal issues, costs, and timescales are different. We will explain what is involved in your specific situation before you commit to instructing us — and we will not start any work until you have agreed the fee in writing.
Transfer of equity following separation or divorce?
If you are transferring equity as part of a separation or divorce settlement, there may be family law considerations as well as conveyancing ones. Our family law team can advise on the wider picture — including financial settlements and court orders.
See our Family Law — Transfers of Property page →Fees & Transparency
We publish typical fees for transfer of equity transactions on our Fees & Transparency page. We will confirm the exact fee for your transaction in writing before any work begins.
View our Fees & Transparency page →Related Conveyancing Services
Buying a Property
Solicitor-led purchase conveyancing from offer accepted to completion.
Selling a Property
Efficient sale conveyancing with proactive communication and clear pricing.
Remortgage
Switching lender or product? We handle the legal work quickly and clearly.
Your Conveyancing Solicitors
Meet Sean & Vikki
Our residential conveyancing team brings almost 50 years of combined experience. Speak directly to the solicitor handling your transfer of equity.
Your Conveyancing Solicitor
Sean Watts
Senior Residential Conveyancing Solicitor
Sean is a Senior Residential Conveyancing Solicitor with almost 30 years' experience. Known for his methodical approach and exceptional attention to detail, he keeps clients well-informed at every stage and handles even the most complex residential property matters with confidence.
Your Conveyancer
Vikki Rae-Williams
Senior Conveyancing Executive
Vikki is a Senior Conveyancing Executive with 20 years' experience in residential conveyancing, with a particular specialist interest in new build properties. She handles Help to Buy, shared ownership and all aspects of residential conveyancing with deep practical knowledge.
Get a Free Quote
Request a Conveyancing Quote
Complete the form below and our conveyancing team will provide a detailed, no-obligation quote for your transfer of equity.
Prefer to speak with us? Call 01244 757352
Speak to a Conveyancing Solicitor
Transfer of equity requires a conversation before a quote. Speak to a solicitor to discuss your specific situation.
No obligation — clear fees confirmed in writing before any work begins.