Residential Conveyancing · Remortgage
Part of our wider Residential Conveyancing services
Remortgage
Switching lender or product? We handle the legal work quickly, clearly, and with no hidden extras.
A remortgage requires a solicitor to act for your new lender and, in some cases, for you as well. We will explain what is involved, what it will cost, and what you need to do — before any work begins.
- Solicitor-led — not a paralegal or case handler
- Clear, VAT-inclusive pricing confirmed in writing
- We act for you and your new lender
- No hidden extras — costs explained before work begins
No obligation — talk through your options first.
Get an Online Quote
Use our online quote tool to receive a personalised conveyancing quote for your remortgage. No obligation — all enquiries are strictly confidential.
What does remortgage conveyancing involve?
When you remortgage, your new lender requires a solicitor to carry out legal checks on the property and register the new mortgage at Land Registry. In many cases, your new lender will instruct us directly — but we also act for you throughout the process.
Title checks
We review the title to your property and confirm to your new lender that it is good and marketable. We will flag any issues that need to be resolved before the remortgage can proceed.
Mortgage deed
We prepare and arrange execution of the new mortgage deed. This is the legal document that creates the charge over your property in favour of your new lender.
Redemption of existing mortgage
We obtain a redemption figure from your existing lender, redeem the existing mortgage on completion, and register the discharge at Land Registry.
Land Registry registration
We register the new mortgage at Land Registry once the remortgage has completed. This is a legal requirement and protects your new lender's security.
How the remortgage process works
Instruction
Your new lender instructs us, or you instruct us directly. We send you a client care letter confirming our fees and terms before any work begins.
Title investigation
We carry out title checks and raise any necessary enquiries. We report to your new lender and to you on the results.
Mortgage deed
We prepare the mortgage deed and send it to you for signature. We will explain what you are signing and why.
Completion and registration
On completion, we redeem your existing mortgage and register the new one at Land Registry. We confirm completion to you and your new lender.
Remortgaging and changing ownership at the same time?
If you are remortgaging and also adding or removing someone from the title at the same time, this involves a transfer of equity as well as a remortgage. These are separate legal processes and the costs and timescales are different. We will explain this before you commit.
Find out more about Transfer of Equity →Fees & Transparency
We publish typical fees for remortgage transactions on our Fees & Transparency page. We will confirm the exact fee for your transaction in writing before any work begins.
View our Fees & Transparency page →Related Conveyancing Services
Buying a Property
Solicitor-led purchase conveyancing from offer accepted to completion.
Selling a Property
Efficient sale conveyancing with proactive communication and clear pricing.
Transfer of Equity
Adding or removing someone from a property title — specialist advice before you commit.
Your Conveyancing Solicitors
Meet Sean & Vikki
Our residential conveyancing team brings almost 50 years of combined experience. Speak directly to the solicitor handling your remortgage.
Your Conveyancing Solicitor
Sean Watts
Senior Residential Conveyancing Solicitor
Sean is a Senior Residential Conveyancing Solicitor with almost 30 years' experience. Known for his methodical approach and exceptional attention to detail, he keeps clients well-informed at every stage and handles even the most complex residential property matters with confidence.
Your Conveyancer
Vikki Rae-Williams
Senior Conveyancing Executive
Vikki is a Senior Conveyancing Executive with 20 years' experience in residential conveyancing, with a particular specialist interest in new build properties. She handles Help to Buy, shared ownership and all aspects of residential conveyancing with deep practical knowledge.
Get a Free Quote
Request a Remortgage Quote
Complete the form below and our conveyancing team will provide a detailed, no-obligation quote for your remortgage.
Prefer to speak with us? Call 01244 757352
Speak to a Conveyancing Solicitor
Talk through your remortgage with a solicitor before you commit.
No obligation — clear fees confirmed in writing before any work begins.