Wills, Trusts & Estates · IHT Calculator
Is Your Estate Subject to Inheritance Tax?
Use our free calculator to estimate your inheritance tax exposure in under two minutes. Enter the approximate value of your estate and we will show you how much IHT may be payable — and what your options are.
This calculator provides an estimate only. It does not constitute legal or tax advice. Speak to a solicitor for advice on your specific circumstances.
Your estate details
Include your main home and any investment properties you own.
Include bank accounts, ISAs, shares, and other investments. Note: pensions are currently outside your estate for IHT (changing from April 2027).
Current IHT thresholds (2025/26 — frozen until 2031)
Nil rate band (per person)
£325,000
Residence nil rate band
Up to £175,000
Maximum threshold (married couple, children)
Up to £1,000,000
IHT rate on excess
40%
Get a proper IHT assessment.
Our calculator gives you an estimate. A solicitor can give you a full picture — and the planning options to reduce your liability. Costs explained clearly before any work begins.
No obligation — talk through your options first. Chester, Cheshire & North Wales.
Request a free initial consultation
Tell us about your estate and we will explain your IHT position and planning options — no obligation, costs clear from the outset.