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Family Law · Financial Settlements

Financial Settlements Solicitors in Chester

Property, Pensions & Maintenance — Expert Advice on Dividing Assets After Divorce

Serving Chester, Cheshire, Ellesmere Port, Wrexham and North Wales. Part of our wider Family Law services

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Part of your divorce journey

Your Divorce Journey

Related Steps — What Else You May Need

1

Start the no-fault divorce process — application, conditional order, final order.

2
Financial SettlementsYou are here

Divide assets, property, pensions and savings. A consent order makes it legally binding.

3

Pensions are often the most valuable asset — sharing orders, offsetting and earmarking explained.

4

Where children live, contact arrangements and parental responsibility.

Financial Settlement Areas

The Three Issues That Matter Most

Financial settlements cover a wide range of assets and arrangements. The three areas that cause the most anxiety — and generate the most questions — are property, pensions and maintenance. We have dedicated pages for each.

Real Results

Financial Settlement Cases We've Handled

We have successfully resolved complex financial settlements for families across Chester and Cheshire. Here are examples of the types of cases we handle regularly.

Complex Pension Sharing — Chester

Advised a Chester couple on dividing multiple pension pots accumulated over a 25-year marriage. Worked with pension actuaries to structure a pension sharing order that protected both parties' retirement income.

Fair pension division achieved

Business Asset Protection — Cheshire

Represented a business owner in Cheshire in financial remedy proceedings. Successfully argued for the business to be treated as non-matrimonial, protecting the company from forced sale while ensuring fair settlement for the other party.

Business protected, fair settlement

Mesher Order with Children — North Wales

Negotiated a Mesher order for a family in North Wales, allowing the primary carer to remain in the family home with children until the youngest reached 18, while preserving the other party's equity share.

Housing stability secured

What Financial Settlements Can Cover

Family home and other property
Savings, investments and cash
Pensions and retirement benefits
Business interests and shares
Vehicles and personal items
Debts and liabilities
Spousal maintenance
Child maintenance arrangements

How Courts Decide Financial Settlements

Courts do not have a formula for dividing assets. Instead, they consider a range of factors specific to your circumstances.

Length of marriage

Longer marriages generally lead to more equal division of assets accumulated during the relationship.

Needs of each party

Housing needs, income capacity and health are central considerations — courts prioritise meeting basic needs first.

Children's welfare

The primary carer's housing and financial stability is given significant weight where children are involved.

Contributions made

Both financial contributions and non-financial contributions (such as caring for children) are considered.

Standard of living

The standard of living enjoyed during the marriage is a relevant factor, particularly in longer marriages.

Age and earning capacity

Future earning capacity and the ability to rebuild financially after separation are assessed.

Pre-marital assets

Assets brought into the marriage may be ring-fenced, particularly where a prenuptial agreement exists.

Conduct

Conduct is rarely relevant unless it is so serious that it would be inequitable to disregard it.

Your Family Law Specialist

Martin Dias, Family Law Executive with almost 30 years experience at PDA Law

Your Family Law Specialist

Martin Dias

Family Law Executive

Divorce · Financial Settlements · Children MattersAlmost 30 Years' ExperienceFinancial Remedy & Pension Sharing Specialist

Martin brings almost 30 years of specialist family law experience to every case — divorce, separation, financial settlements and children matters. Clients value his straight-talking honesty, patience, and genuine emotional support throughout what is often a very difficult time.

Frequently Asked Questions

Client Testimonials

What Our Clients Say

Martin and the team at PDA Law made an incredibly difficult time much more manageable. Their advice was always clear, compassionate, and practical. I felt fully supported throughout.

Rebecca H.

Family law client, Chester

* Names changed to protect client confidentiality. Testimonials reflect genuine client experiences.

Get Started

Speak to a Financial Settlements Solicitor

No obligation · Costs explained clearly · Early advice often protects your position

Funding Your Legal Fees

Own a property? You may not need savings to fund your case.

If you jointly own the matrimonial home, a Sears Tooth agreement allows us to secure our fees against your share of the property — meaning no upfront payment is required. Fees are deducted when the property is sold or transferred. This option is particularly suited to non-working spouses or those with limited income.

Explore all funding options

We do not accept legal aid cases. PDA Law is a private client practice. All family law matters are funded privately — through direct fees, payment plans, or a Sears Tooth agreement where applicable.

Prefer to speak with us? Call 01244 757352

Ready to Discuss Your Financial Settlement?

Whether you're facing divorce, separation, or need to formalise a financial arrangement, our experienced team in Chester is here to help. Call for a free initial consultation.