Commercial Debt Recovery Solicitors
Unpaid invoices and cashflow pressure demand fast, proportionate action. We recover commercial debts for SMEs and businesses across Chester and nationwide.
Recover what you are owed — efficiently and proportionately
Unpaid invoices are not just a legal problem — they affect cashflow, business planning and your ability to pay your own suppliers and staff. The longer a debt remains unpaid, the harder it becomes to recover.
We act for SMEs and businesses across Chester and nationwide, recovering commercial debts quickly and proportionately. Our approach is to apply the right level of pressure at the right time — from a firm pre-action letter through to court proceedings and enforcement where necessary.
We will always advise on proportionality. We will not push you into uneconomic litigation.
Tell us about your debt
We will advise on the best approach to recover what you are owed — quickly and cost-effectively.
Start Recovery ProcessCall 01244 757352Commercial debt recovery services
Pre-Action Demand Letters
Firm, professionally drafted letters of claim that demonstrate you are serious — often resolving debts without the need for court proceedings.
Statutory Demands
Formal statutory demands under the Insolvency Act — a powerful tool for undisputed debts over £750, creating pressure to pay or risk insolvency proceedings.
County Court Claims
Issuing and pursuing County Court claims for unpaid invoices and commercial debts — including obtaining judgment and enforcement.
High Court Enforcement
Transferring County Court judgments to the High Court for enforcement by High Court Enforcement Officers (HCEOs) — faster and more effective than bailiffs.
Winding-Up Petitions
Presenting winding-up petitions against companies that owe undisputed debts — a serious step that often prompts payment.
Charging Orders & Attachment
Securing judgment debts against property (charging orders) or earnings (attachment of earnings orders) to protect your position.
Our debt recovery process
Pre-Action Letter
A firm letter of claim giving the debtor a final opportunity to pay — often sufficient to recover the debt.
Statutory Demand or Claim
Where payment is not made, we issue a statutory demand or County Court claim depending on the circumstances.
Judgment
Where the debt is undisputed, we obtain judgment — often by default if the debtor does not respond.
Enforcement
We pursue enforcement through the most effective method — HCEO, charging order, winding-up petition or other means.
Indicative Costs — SRA Transparency
All fees are subject to VAT at 20%. Court fees are additional disbursements.
Costs vary depending on complexity and whether the debt is disputed. A clear estimate will be provided at the outset.
Common Questions
Your Solicitor
Your Employment Law Solicitor
Alex Bailey
Solicitor — Commercial Litigation & Employment Law
Alex qualified in 2007 and has extensive experience in employment law across the North West and North Wales — from settlement agreements and unfair dismissal to discrimination claims and Tribunal representation. A career highlight was securing one of the highest disability discrimination awards in the local area.
Recover Your Commercial Debt
Fast, proportionate action · Chester-based · Acting nationwide